My horrible 30+ years of fun land me in dept
 

G'day everybody

I have frequent karaoke, FL and Geylang for nearly 40 tears. I spent majority of my money on these area.

Currently i am in my 60+ earning low income. Unexpectedly i get some health issue and need money for hospital bill. I resort to borrow money for my medical.

Now then i know i wasted my health on kway teow.

So gentleman. Think before you spend your spare money on fun.

Re: My horrible 30+ years of fun land me in dept
 

If you have lived an exciting life the best way to go is in a blaze of glory with an almighty erection buried in the right place! :D

What sort of health issues are you facing? Not all treatment costs the earth. There could be cheaper options.

Re: My horrible 30+ years of fun land me in dept
 

No right or wrong. If one thing we never spend on, we will still be spending on another. Now hard is life and cost of living high. Regardless how much we earn and save will also be not enough. We still have to work till we die, even if you be good boy and never go paid sex at all, you might still lose out in life if you never get gf or wife. In the end also the same.

Especially when you are high sex drive kind, best is to spend on releasing, if not you might end up on newspaper with sexual crimes.

Re: My horrible 30+ years of fun land me in dept
 

That simply isn't true. There are many ways to accumulate sufficient wealth to retire early.

I wrote all about this in my other forum.

https://www.sammyboy.com/threads/the...thread.151153/

Re: My horrible 30+ years of fun land me in dept
 

Boss

i am 60+ now and physically unwell. How to accumulate wealth? But bid sweep?

Re: My horrible 30+ years of fun land me in dept
 

To each his own. For me my concern is no money

Re: My horrible 30+ years of fun land me in dept
 

why never buy health insurance?
saving that few hundreds a year for your extra geylang trips?

Re: My horrible 30+ years of fun land me in dept
 

Mistake!

So please do not waste money on bonking

Re: My horrible 30+ years of fun land me in dept
 

I think that you mainly lands urself into such a situation due to poor financial planning which seems to happen to a lot of people. They thought that the salary will goes upwards forever n they will never be laid off whatsoever.

The cruel reality is that the older u r, the higher chance that you will be retrench. So without having a proper retirement plan in place, one have a high chance of ending up poor towards when they are old.

That's when the collect cardboard, cleaning plates ...etc happens....

Maybe lesson learn here is more like have a proper plan as u age and dun ever overspend. :D

Re: My horrible 30+ years of fun land me in dept
 

That is why you should not call chicken, save the money, invest it to cater for raining day

Re: My horrible 30+ years of fun land me in dept
 

Men need sex and "calling chickens" is one of the cheapest ways to get it plus there's lots of variety too.

If you get married you're stuck with the same pussy and in the long run it costs far more.

Re: My horrible 30+ years of fun land me in dept
 

if it is "spare" money then whats wrong with spending it on having fun?
the problem arises when you didnt make enough spare money to retire and chose to retire.
it is not with spending your spare money for some fun.

i know alot of cheongster who are in their 60s and is retired comfortably.
some still have load of passive income without having to work .
my best buddy here is one perfect example, i strive to be like him ;)

Re: My horrible 30+ years of fun land me in dept
 

Passive income? From where? Be an OKT?

Re: My horrible 30+ years of fun land me in dept
 

IMHO! Not cheap(in singapore).

I have no idea of this market in other country

Re: My horrible 30+ years of fun land me in dept
 

that's one of the worst job. if you can only think of OKT then u are really mixing with the wrong people. No wonder you are in such plight.

depending on the location and the market. the best source of passive income for me is from investment( property, dividends etc).

and CPF life is a pretty good source of income too, i am jealous because we dont have that here in thailand.