hey bro, 4get cdc aint gona help at all. nego wif creditors directly instead, tell them ur true story most would comply...
(i did tat n it was 6X of ur sum....)
fact, he need 2 secure regular income wif changed spending habit, no dating a must...
create a bonking account said 80/1/wk for didi, must do per wk or goes donation. otherwise only work no fun wont last...a must too..
hence, no job, no income, no talk, not even cdc. ya
